Credit Repair Kit for Dummies - Paperback

by Steve Bucci (Author)

Improve your credit score and rebuild your financial future

Interested in getting a credit makeover? You're not alone. The overall amount of Americans' outstanding credit card and revolving debt continues to rise, powered by the increasing availability of lending options and an increasingly challenging financial environment. Millions of people are struggling to repay - or even keep up with - one or more loans, on a credit card or some other debt instrument.

Credit Repair Kit For Dummies delivers easy-to-follow, usable advice on how to get your debt under control, repair your credit score, and restore your financial health. You'll find reliable info on getting out of debt quicksand and implementing the steps you need to take to improve your finances and credit once and for all. You'll also explore practical proven strategies for tackling student debt, medical debt, and even credit score disasters caused by a divorce, identity theft or bankruptcy.

• Updates on student loan repayment rules in the United States and medical debt repayment regulations
• Explanations of AI's role in contemporary credit decisions
• Discussions of a new kind of identity theft
• The latest changes to credit reporting in the United States
• A ton of helpful credit repair tools, including sample credit reports, forms, templates, and links to online resources

We all deserve a fighting chance to enjoy the benefits of good credit. This book demonstrates how to climb your way back from even the worst credit situations and build a new, prosperous, and financially rewarding future.

Back Jacket

Get your credit into shape with expert help

Bad credit can happen to anyone. No matter what your situation, Credit Repair Kit For Dummies will help you work your way back to a healthy financial life. This book makes it easy to understand your options and turn your credit around. You'll learn how to get a handle on debt, recover from identity theft, file for bankruptcy, and rebuild in a safer, more sustainable way. Plus, guard against hidden surprises that can damage your credit score--so you can keep moving forward financially, no matter what life sends your way.

Inside ...

• Find out how credit reporting works
• Discover where to turn for credit help
• Deal with major setbacks
• Decide if bankruptcy makes sense in your situation
• Bring your score (back) up
• Get up to speed on student loan and medical debt repayment

Author Biography

Steve Bucci has been helping people decode and master personal credit and debt issues for the last 20+ years. His personal finance advice column can be seen on the financial mega-site Bankrate (www.bankrate.com). Steve was formerly president of the Money Management International Financial Education Foundation and president of the Consumer Credit Counseling Service of Southern New England. He is the author of Getting Out of Debt For Dummies and Back to Basics: Debt Management.